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Chapter 2 Quiz
This quiz will test your knowledge on the material presented. Some questions may also test your knowledge on material not yet presented.
This was Mary’s first automobile policy and she could only afford the minimum limits under the Texas Motor Vehicle Safety Responsibility Law so she chose coverage in the amount of ___.
___ is a common exclusion intended to prevent duplicate coverage for a loss under a general liability policy.
The automobile exclusion
The sistership exclusion
The care, custody and control exclusion
The pollution or contamination exclusion
Gerald purchased a new auto and described it in the schedule of the hired autos endorsement of his business auto policy. For purposes of BAP coverage, this auto will be considered:
A hired, but covered, auto
A non-owned, but covered, auto
An auto that is not a covered auto
A covered auto owned by the named insured
Katie signed an auto endorsement would include her twin teenagers as insureds. The endorsement is known as ___.
Named non-owned auto
Extended non-owned auto
Family members as insureds
Household members as insureds
All of the following are uninsured vehicles except:
A teenaged licensed driver who hits you in a car insured by his parents
An unidentified car that backs into your car at the supermarket, injures you and takes off
A motorist who hits your car and has no insurance or bonding
A vacationing motorist who hits your car and whose liability coverage is below the required limit for the state you live in, and below that required to cover the damage and injuries
Mr. and Mrs. Parker were involved in an automobile accident with Harold Hoover being at-fault. Harold carried auto insurance that did not meet the limits of his financial responsibility of the state. ___ coverage will assist with paying for the injuries sustained by Mr. and Mrs. Parker.
If your score is below 70%, please Try Again.