Earn Life ~ Earn Money ~ Earn Certification
Chapter 3 Quiz
This quiz will test your knowledge on the material presented. Some questions may also test your knowledge on material not yet presented.
Michael bought a new convertible Camaro and purchased a Personal Auto Policy for protection. The next day he rented a private garage to park his new car in the hopes of preserving its condition. Michael and his neighbor Bill enjoyed watching sports so Michael drove them to the electronics store to purchase 52” flat screens that were on sale. Michael put the convertible top down and the two men placed their TVs on the back seat of the car. While driving back home, they got into an argument about which team was the best. Michael was so angry that he sped into the garage without even opening the garage door. The two TVs both had cracked screens because of the crash into the garage. Which of the following is covered under the Personal Auto Policy?
Damage to Michaels's property in the vehicle
Damage to Bill’s property in the vehicle
Damage to a private garage rented by the Michael
All of the above
Phillip Johnson purchased a new car stereo system from Smith's Auto Extras. Smith's permanently installed the stereo system in the trunk which is not typically used by the automobile manufacturer for such installations. Later, Phillip's stereo was stolen. Under the Personal Auto form --Part D, what would be the limit of coverage?
Because the stereo was not permanently installed in the location used by the auto manufacturer, the loss would not be covered
This is a true statement concerning Personal Injury Protection (PIP)?
Cannot be rejected
Must be requesteed by the insured in writing
Can be rejected in writing
The coverage is mandatory
Stacey was visiting her grandparents in Texas. She rented a car from the airport to surprise them, but on her way to her grandparents’ house she was involved in a collision with a drunk driver. She sustained bodily injuries and was rushed to the hospital. Her injuries caused her to miss 6 weeks of work and she continued visiting the doctor for checkups. An adjuster was assigned to her claim and he could make a determination about the losses for everything except ___.
Loss of income
Use of a rental car from a rental company
If your score is below 70%, please Try Again.